Westpac Altitude Rewards Platinum
Westpac Altitude Rewards Platinum: earn points on everyday spending, with travel perks, insurances, and lifestyle benefits for shoppers and travelers.
By: Zienic
Earn Bonus Points Fast
Get a generous bonus points offer when you meet the minimum spend requirement within the first few months.
Flexible Rewards Program
Points can be redeemed for gift cards, travel, merchandise or transferred to popular airline partners.
Complimentary Travel Insurance
Enjoy overseas travel insurance when you use the card to pay for your trip.
Purchase Protection and Extended Warranty
Get peace of mind with purchase security and extended warranty cover on eligible items.
Why the Westpac Altitude Rewards Platinum Card Stands Out
The Westpac Altitude Rewards Platinum Card is designed for those who want more than just a payment tool. With a solid rewards program, this card offers the chance to earn Altitude Points on everyday expenses like groceries, fuel, and dining. The flexibility to redeem those points in various ways—whether through flights, cashback, or gift cards—makes it especially attractive. A standout feature is the complimentary travel insurance, which covers international trips when paid with the card, giving users confidence and convenience while traveling. It also includes purchase protection and extended warranty insurance, making it a smart choice for buying high-value items. Another perk? The card often comes with a promotional bonus points offer, giving you a head start in the rewards game. Paired with Westpac’s mobile banking tools and customer service, the Altitude Rewards Platinum Card blends value and simplicity into a single package. Whether you’re aiming for your next holiday or just want everyday value, this card offers the flexibility to make your spending work for you.
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What are Altitude Points and how do I redeem them?
Altitude Points are Westpac’s rewards currency. You can redeem them for travel, merchandise, gift cards, cashback, or transfer to airline partners like Singapore Airlines and Virgin Australia.
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Is there an annual fee for the card?
Yes, the Westpac Altitude Rewards Platinum Card typically has an annual fee, though promotions may offer a discounted or waived fee in the first year.
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Does the card offer contactless payment options?
Yes, you can use contactless payments via Apple Pay, Google Pay, Samsung Pay, and Fitbit Pay.
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How does the travel insurance benefit work?
You’re eligible for complimentary international travel insurance when you use the card to pay for return flights or travel expenses. Terms and conditions apply, so review the insurance PDS for details.
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Can I add additional cardholders?
Yes, you can request one additional cardholder for no extra cost, allowing a family member to help earn Altitude Points.
How to Apply for the Westpac Altitude Rewards Platinum Card
Applying for the Westpac Altitude Rewards Platinum Card is straightforward and fully digital. Start by visiting Westpac’s official website and navigating to the credit cards section. From there, locate the Altitude Rewards Platinum Card and click on "Apply Now." You’ll need to provide personal details like your name, date of birth, and address, along with financial information such as income, expenses, and employment status. Make sure to have payslips or bank statements ready to verify your income. To be eligible, you must be at least 18 years old, a permanent Australian resident, and have a good credit history. The online form usually takes about 10–15 minutes to complete. Once submitted, Westpac may give you a conditional decision immediately or request further documentation. If approved, your card typically arrives within 5–7 business days. Before applying, review the fees, interest rates, and terms to ensure the card suits your lifestyle and budget. Using a comparison tool can also help you evaluate if this is the best rewards card for your needs. If you’re already a Westpac customer, the process might be even faster thanks to pre-filled forms and account integration.