NAB Qantas Rewards Premium Card
NAB Qantas Rewards Premium: earn Qantas Points on purchases, with travel perks and complimentary insurance for frequent flyers.
By: Zienic

Earn Qantas Points on Everyday Purchases
Get rewarded for your regular spending with Qantas Points, helping you unlock flights, upgrades, and more.

Bonus Points to Kickstart Your Balance
New cardholders can take advantage of a generous sign-up bonus, helping you get closer to your next trip faster.

Complimentary Travel Insurance
Travel with peace of mind knowing you’re covered with international travel insurance when you book with your NAB card.

Additional Cards at No Extra Cost
Add family members to your account and earn more points together—without paying extra for supplementary cards.
Why the NAB Qantas Rewards Premium Card is Worth It
If you’re loyal to Qantas and want a card that actually rewards you for it, the NAB Qantas Rewards Premium Card delivers. With 1 Qantas Point per $1 spent on everyday purchases (up to $3,000 per statement period), your grocery runs and online shopping sprees can bring you closer to that dream destination. Plus, enjoy 1 bonus point per dollar when booking Qantas flights directly through Qantas.com. Travelers will also appreciate the complimentary international travel insurance, provided you meet the eligibility criteria. It’s perfect for spontaneous getaways or carefully planned adventures. And with up to 44 interest-free days on purchases, the card helps you manage expenses with more flexibility. For families or couples, the ability to add up to 3 additional cardholders at no extra cost is a serious win. Combine that with a generous bonus points offer for new cardholders who meet the spend requirement, and you’ve got a card that’s more than just practical—it’s packed with value.
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What is the annual fee for the NAB Qantas Rewards Premium Card?
The annual fee is $250, which includes up to 3 additional cardholders at no extra cost.
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Do Qantas Points expire?
Yes, Qantas Points expire if there is no activity on your account for 18 months. Earning or using points resets the clock.
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Can I use the card overseas?
Yes, the NAB Qantas Rewards Premium Card can be used internationally, but foreign transaction fees apply.
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What is the interest rate on purchases?
The standard purchase rate is around 19.99% p.a., but you can benefit from up to 44 days interest-free if you pay your balance in full.
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Is there a minimum income requirement?
NAB does not publicly disclose the minimum income requirement, but they will assess your ability to repay as part of the application process.
How to Apply for the NAB Qantas Rewards Premium Card
Applying for the NAB Qantas Rewards Premium Card is simple and can be done entirely online. To be eligible, you’ll need to be at least 18 years old, a permanent Australian resident, and meet minimum income requirements, which NAB will assess during your application. The online form takes about 15 minutes to complete. You’ll need to provide personal identification, employment details, and financial information including income, expenses, and any liabilities. Having this ready speeds up the process and helps NAB give you a faster decision. Once you submit your application, NAB may contact you to verify some details or request extra documents. If approved, you’ll receive your card by mail and can activate it through the NAB app or internet banking. From there, link your NAB card to your Qantas Frequent Flyer account to start earning points automatically. And if you’re not already a Qantas Frequent Flyer member, look out for any promotions offering free membership through NAB—so you can join and save right away.